401(k) Deferred Compensation Plan

KCG is a participant of Smith Barney's 401(k) plan which gives employees the opportunity to contribute a percentage of their salary or a specified amount, tax-free, to personal retirement accounts. KCG matches 50% of the amount that contributes up to 4% of the employee’s compensation. Essentially, if you contribute 4% or more of your compensation to the plan, KCG will contribute 2% of your salary to your 401k account.

Technical Training

KCG is committed to keeping pace with today's rapidly changing information technology landscape.

Because of our commitment and responsiveness to change, KCG will pay for Technical Training, as well as for the certification of all passed exams, to help you further develop both your technical and business related skills that you acquired in any previous education.

Any training provided will be related to your current project or career path.

Tuition Reimbursement

KCG encourages personal and professional development. To assist employees with achieving their goals, KCG offers tuition reimbursement benefits. Each full-time employee who is taking classes related to KCG’s business focus at an accredited University or College is eligible to receive up to $2,500 per year towards education costs. The amount of reimbursement will be determined by grade: 100% for A, 85% for B, 70% for C, 0% for any grade less than a C.

Holidays / Vacation / Leave

Paid Maternity and Paternity Leave

Maternity leave will consist of six (6) weeks of paid leave. KCG also offers up to 5 days of paid paternity leave.

Paid Holidays

Employees enjoy (on average) 10 paid holidays per calendar year. The exact holidays may differ based on the schedule of his/her direct client. Typically, KCG clients follow the federal government holiday schedule, which includes New Year’s Day, Martin Luther King’s Birthday, President’s Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veteran’s Day, Thanksgiving, and Christmas.

Paid Time Off

KCG Employees are provided with 18 days of paid time off per full year (prorated for the first year of employment) for vacation, personal business, and sick time. The amount of PTO increases after 2 years of service.

Health Care Insurance

Medical Insurance

Full-time employees may choose health insurance coverage through Anthem Blue Cross Blue Shield. KCG is a group member of Anthem’s KeyCare 10 Plus, 15 Plus, and 25 Coverage Plans. All 3 plans are PPO, giving employees the option to see any provider with the flexibility to use an out-of-network health care provider. KeyCare Plus plan gives you the freedom to see any Physician or other health care professional from our Network, including specialists, without a referral. With this plan, you will receive the highest level of benefits when you seek care from a network physician, facility or other health care professional. In addition, you do not have to worry about any claim forms or bills. You also may choose to seek care outside the Network, without a referral. Newly enrolled KCG employees begin coverage on the first day of the first month following hire.

	KeyCare 10 Plus	KeyCare 15 Plus	KeyCare 25 Plus
Employee	$68.51	$43.39	$41.22
Employee / Child	$117.84	$74.63	$70.90
Employee / Children	$117.84	$74.63	$70.90
Employee / Spouse	$143.88	$91.12	$86.57
Employee / Family	$206.91	$131.04	$124.49

***KCG pays up to 80% of all premiums

Dental Insurance

Dental coverage for full-time employees is provided by Delta Dental. The Delta PPO Option 1 Plan covers orthodontia, in addition to preventive, basic, and major procedures.

PPO Option 1

Employee	$3.63
Employee / Child	$7.63
Employee / Children	$7.63
Employee / Spouse	$7.27
Employee / Family	$12.43

***KCG pays up to 80% of all premiums

Life Insurance

KCG offers three insurance policies through Jefferson Pilot.

• Life Insurance and Accidental Death & Dismemberment Policy

  KCG funds insurance coverage of $50,000.

• Short Term Disability Insurance

  This policy provides 60% of an employee's gross salary up to $1,000/week.

• Long Term Disability Insurance

  This policy provides 66 2/3% of gross salary up to $8,000/month.

Supplemental Benefits

KCG offers each full-time employee the ability to purchase additional Life Insurance as well as Accidental, Personal Sickness, Cancer Insurance, Long-Term Care and Hospital Indemnity Plans.

These benefits are available through AFLAC and New York Life Insurance Companies. Depending on the benefits chosen, payments can be made through pre or post-tax payroll deduction.

Section 529 Plan

Our employees can enroll in a tax-advantaged account in which your earnings grow free from income tax and you are not taxed once the money is used for Qualified Higher Education Expenses.

Flexible Spending Account

This benefit allows an employee to put aside pre-tax dollars for medical care, dependent care, and qualified parking expenses, which allows employees to contribute money for expenses not covered in the health care plans and the care of dependants.

Metro SmartBenefits Program

Employees who use public transportation to commute to work can enroll in the Metro SmartBenefits Program. SmartBenefits participants can use their SmarTrip® card for Metrobus, Metrorail, parking at Metro operated facilities, and participating van pools. As of 1/1/11, this program allows employees to make a tax-free or pre-tax transit benefit up to $230 per month and a parking benefit up to $230 per month through a payroll deduction.

Utilization and Employee Referral Bonuses

KCG rewards employees for working extra hours above their Utilization Base Hours (UBH).

We also offer a substantial employee referral bonus of $5,000 for all employee referrals that are hired at KCG.

Employee Activities and Services

We understand that executives, managers, and employees need time to unwind and an opportunity to relate to each other in a casual environment.

KCG provides the following activities/events for our employees so that they feel recognized and appreciated for their day-to-day efforts:

• Company Happy Hours (periodically throughout the year)
• The Turkey Bowl
• The KCG Anniversary/Spring Party